How to set up Apple Pay

Select your device:

iPhone

Compatible iPhone models: iPhone 8, iPhone 8 Plus, iPhone 7, iPhone 7 Plus, iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus and iPhone SE. Compatible iPhone models for Apple Watch include iPhone 5 and above. You'll need the latest version of iOS and watchOS.

To set up Apple Pay from ANZ goMoney on your iPhone:

  1. Log in to ANZ goMoney on your iPhone and tap payments at the bottom of the screen.

  2. Tap Apple Pay.

  3. Select the eligible ANZ card/s you want to add to your Apple Wallet.

  4. Tap next, and read and agree to the ANZ with Apple Pay Terms and Conditions.

  5. That's it! You'll see an icon in ANZ goMoney next to each ANZ card you've set up to use in Apple Pay.

 

To add your ANZ Visa Debit or personal ANZ Visa credit card to your Wallet on your iPhone:

  1. Open the Apple Wallet app on your compatible iPhone. Tap the + sign in the top right corner.

  2. If your eligible ANZ card is already loaded in iTunes, it will appear as the card on file. You’ll need to enter the CVV (the 3 digit security code on the back of your card) into the security code field.

    If your card is not loaded into iTunes, use your iPhone camera to scan your card, or manually enter your card details.

  3. Tap next, and read and agree to the ANZ with Apple Pay Terms and Conditions.

  4. For security purposes we may send you a verification code via SMS or ask you to call us.

Apple Watch

  1. You will need to pair your compatible iPhone device with your Apple Watch. Compatible iPhones for Apple Watch include iPhone 5 and above.

    You will need to add your cards to Apple Watch even if you have already set up Apple Pay on your iPhone or iPad.

  2. Open the Apple Watch app on your iPhone.

  3. Tap 'Wallet & Apple Pay' and select 'Add Credit or Debit Card' and tap next.

  4. If a card's already on your iPhone, tap 'Add' next to the card. To add a new card, tap 'Add Credit or Debit Card' and follow the steps to add a new card.

  5. Tap next, and read and agree to the ANZ with Apple Pay Terms and Conditions.

  6. For security purposes we may send you a verification code via SMS or ask you to call us.

Helpful Tips

  1. Load multiple ANZ Visa cards

    You can load multiple ANZ Visa cards and set a default card for payment. Apple Pay transactions will be debited from the account for the card you've set up as your default card in Apple Pay unless you select a different card for that transaction.

  2. Change your default card in Apple Pay

    To change your default card in Apple Pay, open the Wallet app, then tap and hold for the ANZ card. Drag it to the front and release. You will receive a notification confirming your new default card setting.

  3. Using a different ANZ card to make a transaction

    To make a transaction using a different ANZ card you've set up in Apple Pay, simply double-tap the home button on your iPhone, tap and hold the card you wish to pay with, drag it to the front and release.

    On your Apple Watch, double-click the side button, and swipe to choose a different card to pay with.

  4. Pay securely

    Always pay securely with your Apple device, see here for more information.

Important information

Apple Pay is available for ANZ Visa Debit cards and personal ANZ Visa credit cards. Customers also need a compatible Apple Device. See 'What you need' for more information.

ANZ with Apple Pay terms and conditions apply. The ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use, the ANZ Credit Card Conditions of Use and the ANZ Electronic Banking Conditions also apply.

ANZ goMoney eligibility criteria and terms and conditions apply. See the ANZ Electronic Banking Conditions for more information.

You must be 13 years or over to apply for an ANZ Visa Debit card.

All applications for credit are subject to ANZ's credit approval criteria. Terms and conditions apply and are available on application. Fees, charges and eligibility criteria apply.

Apple, the Apple logo, Touch ID, iPhone and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.

See a copy of our Reserve Bank Disclosure Statement here or you can request it from any ANZ branch, free of charge.