DEBT CONSOLIDATION

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WE CAN HELP IF YOUR
DEBTS BECOME
A LITTLE SCARY
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Combine them into one ANZ Personal Loan at only

Offer available until 2 April 2017.
Lending criteria, terms, conditions and fees apply.

AN ANZ PERSONAL LOAN IS SIMPLE AND EASY TO MANAGE:

Combine your debts calculator

Use our handy calculator to work out how much you need to borrow, what your repayments would be and the date you could clear your loan.

Apply for an ANZ Personal Loan online

Once approved you could have the cash in your account the same day.*

More about ANZ Personal Loans

Eligibility

You can apply to consolidate any debt that adds up to $3,000 or more, including credit cards, hire purchases, or (non-ANZ) personal loans – and you don’t have to be a current ANZ customer.

Fees

  • One-off loan approval fee of $250, which can be added to the loan amount.
  • Top-up fee of $150 (additional lending on additional loans).

Repayment Options

With weekly, fortnightly, or monthly repayment options, you can make your loan work for you. Give your debt an expiry date, with loan terms ranging from six months to seven years.

Interest Rates

Apply before 2 April 2017 and receive our special rate of only 14.95% p.a.

Extra Repayments

You can make extra repayments on your loan whenever you like, with no penalties. This can save on interest and help you pay off your loan faster.

Important information

*Subject to you holding or setting up an ANZ everyday account (such as ANZ Freedom Account, or ANZ Go Account).

ANZ lending and eligibility criteria, terms and conditions and fees apply. A minimum loan amount of $3,000 applies. Loans are 14.95% p.a. for the life of the loan, and you can pay this off between 6 months and 7 years. For example if you borrowed $5,000 for 2 years at 14.95% p.a., the total interest payable would be about $820. Plus a one-off application fee of $250 applies, which can be added to the loan amount. Interest rates are subject to change. Offer ends 2 April 2017.

ANZ Bank New Zealand Limited.