ANZ Business Start-up Package
No transaction or monthly account fees on a Business Current Account for the first year.*Find out more
Why take the plunge into the unknown? For florist Kathryn Fleming, it was the desire to be her own boss. Kathryn knew she would struggle at the start, but find out how she’s made her business idea bloom.
She started her first business Boudica Flowers, the old fashioned way by door knocking.
One of the doors she knocked on was a niche-grocery retailer who just happened to be looking for an in-store florist. Kathryn jumped at the opportunity and credits the seven years she spent on the shop floor as an invaluable experience.
“A lot of the mistakes I made, I didn’t even realise I’d made them until way down the line and things weren’t selling or I’d bought too much or not enough, or I was selling something too expensive. It’s just learning and knowing and experience.”
Kathryn learnt early on that understanding and managing cash flow was paramount to success. She credits ANZ for keeping her afloat during the lean times and supporting growth when times were good: “I’m always asking for different things…whether it's finance for a car, or finance for an extension, a different structure for our repayments… there’s always something that comes up and it's always been very flexible.”
Boudica Flowers continues to turn a profit and has even helped bankroll a second business “The Flower Project”, a joint venture with Kathryn’s technologically-savvy brother.
An online-only subscription service, The Flower Project allows customers to order weekly, fortnightly, monthly or one-off custom bouquets: “no middle man, straight from the market to your house, whatever is fresh on the day”.
Subscribers range from husbands on the hunt for a romantic anniversary gift, to the time-poor who love seasonal flowers, to those simply interested in improving their DIY floristry skills
*Eligibility criteria and service charges apply to the ANZ Business Start-up Package. No transaction or monthly account fees on a Business Current Account for the first year. Full details, terms and our disclosure statement are available from any ANZ branch. ANZ Bank New Zealand Limited.
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