Lending criteria, terms, conditions and fees apply.

How can ANZ buy ready help you?

  • 1Benefit from the
    experience of an ANZ
    Home Loan expert
  • 2Secure a home loan
    pre-approval for up to
    three months
  • 3Free eValuation of what
    a property is worth
  • 4Experience the home
    buying process at a free
    Property Unlocked seminar
  • 5Get a great home loan
  • 6ANZ Insurance can help
    protect your lifestyle, home
    and the things you own.

To get buy ready talk to us today

Every ANZ home loan also comes with extra perks.

  • No transaction fees with an ANZ Freedom account.
  • A credit card with no account fees for 1 year.
Important information

ANZ lending criteria, terms, conditions and fees apply.

Home Loan fixed rate special is subject to change. To get this rate you are required to have minimum 20% equity, an ANZ transactional account with salary direct credited and any ANZ Credit Card or Insurance. This rate is not available with any package discounts. No monthly account fees when you deposit $2,500 into your ANZ Freedom account each month (or a $5 fee will apply). Deposits exclude transfers between any of your ANZ accounts.

Balance transfers can be made from non-ANZ Visa and MasterCard, American Express, GE CreditLine, Q Card and Farmers Card. Full details are contained in the ANZ Credit Card Conditions of Use available from or any branch. After 12 months our standard purchase interest rate will apply to any remaining balance transfer amount. Standard interest rates for ANZ Low Rate MasterCard (currently 13.90% p.a. on purchases and 22.95% p.a. on cash advances) apply to new transactions and repayments will generally be applied to balance transfer amounts before new purchases. A half yearly card fee of $29 applies. Interest rates are subject to change.

ANZ Bank New Zealand Limited.