ANZ Home Loans

Whether you’re a first home buyer, buying your next home or want to switch to ANZ, we can help.

Our rate offer

If you’re switching to ANZ, re-fixing your fixed rate home loan or buying a new home, you can get the best fixed rate advertised by any major bank

We’re checking the rates of ASB, BNZ, Westpac and Kiwibank on their websites every 24 hours, but if you spot something better before taking out or changing your loan, tell us. 

To find out more, request a Home Loan Check In.

Explore our home loan rates

1 year fixed-rate special*

Rate is unavailable

%P.A

Know exactly how much your home loan repayments will be by fixing your rate for a set period.

See all fixed term home loan rates

18 months fixed-rate special*

Rate is unavailable

%P.A

Know exactly how much your home loan repayments will be by fixing your rate for a set period.

See all fixed term home loan rates

Floating 

Rate is unavailable

%P.A

Allows you to be able to make extra repayments to pay off your home loan sooner.

Floating rate home loans

*Special interest rate requires minimum 20% equity and an ANZ transaction account with salary direct credited, otherwise standard rate applies. Not available with package discounts. 

ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change. Read more about our rates, fees and agreements.

Our Home Loan Check In

No matter who you bank with, an ANZ Home Loan Coach can show you how we could offer better value with our Home Loan Check In.

The Home Loan Check In is free, there is no obligation, and it will only take about 15 minutes. Our coaches are happy to talk to you over the phone or in person, whatever suits you.

Get started today


Re-fix your home loan

How we can help

There’s more to a home loan than just rates. We’re here to help with practical tools and guides whether you’re looking to buy your next home or pay off your loan faster. We can even help you to make your home more energy efficient too.


Help to make your home more energy efficient

We have a range of initiatives to help you live in a warm, dry, energy efficient home.

Home Buyer Handbook

A handbook to help you navigate the home buying journey from start to settlement. 

How to buy a home: the three steps

Sometimes the hardest part is knowing where to start. To help out, we set out the home-buying process in three, easy-to-follow steps.

Important information

ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change. Read more about our Rates, fees and agreements.

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure