ANZ Contents Insurance Calculator

A guide to help you calculate and check your home contents cover.

This calculator tool provides you with a summary list of common household items and their values, based on an average and above average three bedroom New Zealand home. Simply enter the value of your household items and the tool will calculate the total value of your home contents, helping you to determine the level of contents cover needed. Remember, it's always best to check your level of contents cover each year as we all upgrade or acquire new things, so it's important to ensure your level of cover is adequate and kept up to date.

If you would like to update your existing contents cover or take out a new policy call us on 0800 269 296 or pop into your local branch, we're here to help.

ANZ Contents Insurance Calculator

Item
Average $
Above average $
Your value

Lounge suite
$3,000
$5,000

Coffee table
$300
$1,500

Entertainment unit/cabinets
$750
$2,500

Television
$1,000
$3,000

Home theatre DVD/Blu-ray
$750
$3,000

Games console
$300
$750

Stereo
$500
$1,500

Lamps
$200
$500

Cushions
$200
$500

Bookcase
$250
$1,000

Artwork/ornaments
$750
$3,000

Dining table & chairs
$2,000
$5,000

China/silver/crystal
$600
$2,000

Liquor
$300
$600

Total
$10,900
$29,850
$0

Item
Average $
Above average $
Your value

Fridge freezer & contents
$1,500
$3,500

Microwave
$200
$500

Glassware/plasticware
$500
$1,000

Crockery
$500
$1,000

Cutlery/utensils
$500
$1,000

Pots/pans/bowls
$400
$1,000

Coffee maker
$100
$1,000

Dishwasher
$1,000
$1,500

Groceries
$400
$1,000

Table & chairs
$800
$1,000

Jug/kettle
$75
$150

Food processor/mixer/blender
$150
$750

Toaster/sandwich maker
$75
$150

Artwork/ornaments
$750
$1,000

Total
$6,950
$14,550
$0

Item
Average $
Above average $
Your value

Hairdryer/hair stylers
$100
$250

Medicines/first aid
$100
$250

Electric shaver
$100
$250

Scales
$50
$150

Towels
$300
$600

Toiletries/cosmetics
$500
$1,000

Total
$1,150
$2,500
$0

Item
Average $
Above average $
Your value

Cleaning materials
$100
$300

Iron/ironing board
$150
$200

Dryer
$500
$1,000

Vacuum cleaner
$300
$750

Washing machine
$800
$1,500

Total
$1,850
$3,750
$0

Item
Average $
Above average $
Your value

Bed/mattress/base
$1,500
$5,000

Bedding/linen
$500
$1,000

Bedroom furniture
$1,000
$2,000

Lamps
$100
$500

TV/DVD player
$400
$1,000

Artwork/ornaments
$750
$1,000

Total
$4,250
$10,500
$0

Item
Average $
Above average $
Your value

Bed/mattress/base
$750
$2,000

Bedding/linen
$250
$500

Bedroom furniture
$1,000
$2,000

Lamps
$100
$500

Artwork/ornaments
$250
$500

Total
$2,350
$5,500
$0

Item
Average $
Above average $
Your value

Bed/mattress/base
$750
$2,000

Bedding/linen
$250
$500

Bedroom furniture
$1,000
$2,000

Lamps
$100
$500

Artwork/ornaments
$250
$500

Total
$2,350
$5,500
$0

Item
Average $
Above average $
Your value

Computer
$2,000
$4,000

Computer software
$500
$2,000

Office furniture
$500
$1,000

Fax/printer
$200
$500

Total
$3,200
$7,500
$0

Item
Average $
Above average $
Your value

Tables
$500
$1,000

Mirrors
$300
$750

Artwork/ornaments
$750
$2,000

Total
$1,550
$3,750
$0

Item
Average $
Above average $
Your value

Glasses/contact lenses
$750
$1,250

Jewellery
$2,000
$9,000

Watches
$1,000
$2,000

Clothing
$16,000
$25,000

Footwear
$3,000
$7,150

Books
$1,100
$2,000

Records/CDs
$250
$1,000

DVDs/Blu-ray/video games
$750
$2,000

Personal electronics
$500
$1,000

Cell phones
$1,000
$2,000

Camera/accessories
$500
$3,000

Toys/games
$500
$2,000

Musical instruments
$1,000
$2,000

Heaters/electric fans
$400
$1,000

Sewing machine
$250
$750

Total
$29,000
$61,150
$0

Item
Average $
Above average $
Your value

Rugs
$800
$1,500

Curtains/blinds
$3,000
$5,000

Light fittings
$1,000
$2,000

Total
$4,800
$8,500
$0

Item
Average $
Above average $
Your value

Bicycles
$1,000
$2,000

Sporting/camping equipment
$3,000
$4,000

Tools/power tools
$1,000
$3,000

Lawnmower/garden appliances
$1,000
$3,000

Garden tools/hoses
$600
$1,200

Outdoor furniture
$500
$2,000

Plants/containers
$300
$750

Barbeque
$250
$1,000

Total
$7,650
$16,950
$0

Your grand total:         $76,000             $170,000

This calculator is a guide only to help you calculate the value of your home contents. Ensure you read your policy as the cover and features that may be available may differ. This calculator provides an estimate only based on average values, and the true value of your contents will vary depending on your circumstances. It does not constitute a recommendation or opinion in relation to taking out or replacing an insurance policy. It is not personalised financial advice. ANZ Bank New Zealand Limited or any of its subsidiaries accepts no responsibility for the accuracy of any information in, or results derived from, or any reliance you place on, the calculator.