Join ANZ with an everyday account and a Visa Debit card before 30 November 2018 and you’ll automatically go in the draw to win a trip for you and three friends to St. Jerome’s Laneway Festival 2019 in Melbourne, thanks to Visa. The prize includes flights, accommodation, $1,000 spending money and a VIP festival experience!

Further details, eligibility criteria, terms and conditions apply.

Get started by choosing your account

for students

Great reasons to join us

Pay with your smartphone

Tap and pay at thousands of stores with either Apple Pay1 or Google Pay™2. You can also send money to anyone with a NZ bank account using their mobile number3, or pay bills on the go with ANZ goMoney, so your money always moves with you.

Personalise your Visa Debit card

Once you have an ANZ Visa Debit card, it's easy to upgrade it to a MyPhoto card with a picture of your choice, so you can stand out from the crowd4.

We’re there when you need us

We’ve got an extensive branch network and a contact centre open seven days a week, so we’re here to help when you need us. Plus, you can manage your money 24/7 with ANZ Internet Banking or goMoney – NZ’s favourite banking app.

A whole lot more

Take control with ANZ Card Manager - temporarily block your card if you misplace it, or cancel and replace lost or stolen cards5.

We’re committed to keeping you and your money safe, with the latest security systems and technology.

A free A-Z Review to check you’re making the most of your money.

A free switching service to help transfer your accounts and payments from your current bank to ANZ.

It’s easy to join us

Apply for an account

Choose the everyday account that’s right for you, then apply for it in 5 minutes using our simple online form.

We’ll contact you

Before opening your account, we’ll contact you to setup a time to visit an ANZ branch and confirm your identity.

Visit a branch

We’ll verify your identity in branch, and setup your ANZ Internet Banking, ANZ goMoney and anything else you need.

Important information

Fees are subject to change.

Registration is required for ANZ goMoney, ANZ Internet Banking and ANZ Phone Banking. Telephone, mobile operator and internet service provider charges may apply to these services. Eligibility criteria and terms and conditions apply.

1. Eligibility criteria and terms and conditions apply to Apple Pay. See for more information. Apple, the Apple logo, Touch ID, iPhone and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.

2. Google Pay is a trademark of Google LLC. Terms and conditions apply to Google Pay, see Google Pay for more information.

3. Terms and Conditions apply to Voice ID and Pay to Mobile. See our Electronic Banking Conditions (PDF 143kB) for more information.

4. Must be 13 years or over to apply for an ANZ Visa Debit MyPhoto card. Image criteria apply.

5. Available for ANZ EFTPOS cards, ANZ Visa Debit cards and personal ANZ credit cards only.

6. Automated transactions include EFTPOS, Visa Debit, ATM, and mobile wallet transactions, as well as all electronic payments and other transactions made using ANZ Internet Banking, goMoney, and Phone Banking.

7. Non-standard fees may apply, including currency conversion for overseas transactions. Please use the following links for full details of our Terms & Conditions and Fees & Charges.

8. Deposits exclude transfers between any of your ANZ accounts.

9. Manual transactions include cheques and transactions handled by our staff for you, including at a branch, by phone, or online.

10. If you're 21 or over and applying for Jumpstart, you must be enrolled at and provide proof of full time study at a government recognised tertiary institution or a NZQA approved language school, and must have a minimum of 6 months remaining on your course.

11. Must be 18 years or over to apply for an overdraft. ANZ lending criteria, terms, conditions and fees apply to overdrafts. Student allowance/government loan and/or other income must be direct credited to an ANZ account. If approved, only one interest-free overdraft will be provided per eligible Jumpstart customer.

ANZ ‘Visa Entertainment’ St. Jerome’s Laneway Festival 2019 Prize Draw Competition Terms and Conditions:

A. The ANZ ‘Visa Entertainment’ St. Jerome’s Laneway Festival 2019 Prize Draw commences on Monday 17 September 2018 at 12.00am (midnight) and ends at 11.59pm on Friday 30 November 2018.

B. Information on how to enter the prize draw is set out under these terms and conditions. Entry into the competition constitutes acceptance of these terms and conditions.

C. Entry is open to all New Zealand residents and any person living in New Zealand with a valid visa, aged 18 or older. Entry is limited to one per person. To be eligible you must:

a. Apply for a new account from any one of the following: ANZ Go account, Freedom account, Select account or Jumpstart account and link a Visa Debit card to that account between 12.00am (midnight) Monday 17 September 2018 and 11.59pm Friday 30 November 2018 and complete all our account opening requirements before Tuesday 11 December 2018;

b. Not have held any of the following accounts: ANZ Freedom, Go, Jumpstart, Select, School Plus, Classic, Benefits, Premium, Private Current account or an Agri Personal Current account at any time between 16 March 2018 and 16 September 2018 (inclusive);

c. The account may be held individually or jointly, but it cannot be held in trust for another person. For joint accounts – each individual will be eligible for the draw.

D. Staff, their immediate families and agents of ANZ Bank New Zealand Limited (“ANZ”) and its related companies, and staff of Visa Worldwide (New Zealand) Limited and its related companies are not eligible to enter the competition.

E. The “Prize” is a VIP package for four to the St. Jerome’s Laneway Festival on 9 February 2019 at Footscray Park in Melbourne, Australia which consists of:

i. Return economy flights for four (4) people from New Zealand to Melbourne, Australia (transfers to main international departure points in New Zealand will be arranged if required);

ii. Two (2) nights’ accommodation for four (4);

iii. One-thousand dollars (NZD$1,000) spending money;

iv. Four (4) St. Jerome’s Laneway Festival 2019 Melbourne VIP tickets (includes access to the VIP area);

v. Four (4) people to attend an artist meet and greet (after 3pm on the day). The artist meet and greet will be determined by the Event Organiser in their sole discretion;

vi. Four (4) St. Jerome’s Laneway Festival merchandise packs;

vii. Watch an artist perform from side of stage (after 3pm on the day);

viii. Four (4) drink vouchers for use at St. Jerome’s Laneway Festival;

ix. Four (4) tickets to the official Laneway after party.

F. The winner and their travel companions must all be aged 18 or older, and available to travel to Melbourne on 8 February 2019.

G. Further details such as departure point, flight times and accommodation details will be confirmed at a later date by ANZ.

H. The travel arrangements (including dates and airline) specified by ANZ cannot be changed and must be accepted by the winner. Any changes to any elements of the VIP prize package will be at the winner’s own expense and must be agreed to by ANZ. Arrangements cannot be made to extend the stay in Australia.

I. The NZD$1,000 spending money will be deposited into the winner’s ANZ account.

J. All ancillary costs associated with utilising the prize including but not limited to insurance, departure taxes, mini bar items, room service, food expenses, passports, visas, transfers and transport to and from the departure point shall be the sole responsibility of the winner.

K. The first entry drawn that complies with these Terms and Conditions will win the prize.

L. The prize draw will take place on Wednesday 12 December 2018 and the winner will be notified by email or telephone. If the winner is not able to be contacted within 48 hours of the draw then a replacement winner will be chosen.

M. ANZ’s decision is final and no correspondence will be entered into. The prize is not transferable or exchangeable and may not be redeemed for cash. If for any reason the prize becomes unavailable, ANZ may substitute an alternative equivalent prize/s without notice.

N. ANZ may change, extend, amend or cancel the competition or these terms and conditions at any time.

O. The information that you provided in your account application will be held by ANZ and will also be used for the purposes of administering this Prize Draw. You have the right to access and request correction of this information.

P. ANZ shall not be liable for any loss, damage, personal injury or death whatsoever (including but not limited to indirect or consequential loss) which is suffered or sustained arising out of or in connection with the competition, the taking or using of a prize, or any act or omission (whether negligent or not) of ANZ or any of their associated agencies, except for any liability which cannot be excluded by law.

Q. By claiming a prize, the winner consents to ANZ making use of their name(s) and/or photograph(s) for publicity purposes as determined by ANZ.

R. The Promoter is ANZ Bank New Zealand Limited.

S. The Event Organiser is Laneway Festival NZ LP.

T. The Promoter accepts no responsibility if the St. Jerome’s Laneway Festival 2019 is cancelled for any reason whatsoever.

U. In the event of cancellation of the St. Jerome’s Laneway Festival 2019 for any reason the tickets will not be rescheduled.

V. The goods or services supplied by third parties, ANZ does not warrant the quality of those goods and/or services or the suitability for your particular circumstances. To the extent permitted by law, ANZ excludes liability for any loss suffered as a result of the use of those goods and/or services.

W. The Promoter and Event Organiser accept no responsibility for any loss incurred in the event that the appearance of any St. Jerome’s Laneway Festival artist scheduled to appear or meet the winner is cancelled or cannot take place for any reason whatsoever. Talent appearances are determined by production schedules and other various factors determined at the complete discretion of the producers of his/her tour.

X. All St. Jerome’s Laneway Festival 2019 tickets are issued subject to Ticket Terms and Conditions which apply to the possession and use of tickets (these Terms and Conditions will be available on the Laneway website once tickets are available for sale). The winners of the prize will be required to comply with the Ticket Terms and Conditions.

Y. The Event Organiser is neither responsible nor liable for any loss or damage suffered in the event that the St. Jerome’s Laneway Festival 2019 is relocated, postponed, rescheduled or cancelled for any reason whatsoever. The St. Jerome’s Laneway Festival 2019 ticket prizes are subject to the event venue and ticket terms and conditions, including any applicable age restriction. The Event Organiser hereby expressly reserves the right to eject any winner (and/or his/her companion) for any inappropriate behaviour, including but not limited to intoxication, whilst participating in any element of the prize.

Z. No part of the prize may, without the prior written consent of the Event Organisers, be re-sold or offered for re-sale at a premium (including via online auction sites) or used for advertising, charity fundraising, promotion or other commercial purposes (including but not limited to competitions and trade promotions) or to enhance the demand for other goods or services, either by the winner or any subsequent bearer. If a ticket is sold or used in breach of this condition, the ticket may be cancelled and the bearer of the ticket may be refused admission.

A copy of our Reserve Bank Disclosure Statement is available on this website or on request from any ANZ branch, free of charge. This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.

ANZ Bank New Zealand Limited.