Join ANZ and keep on moving

When your money moves with you, every day gets just that little bit easier. Check out the great ways we can help you keep moving, then join ANZ by opening one of our everyday accounts.

Great reasons to join us

Pay with your smartphone

Leave your wallet at home. Tap and pay at thousands of stores with either Apple Pay1 (only with ANZ) or goMoney Wallet.2 Plus, with ANZ goMoney you can send money to anyone with a NZ bank account using just their mobile number.3

Personalise your Visa Debit card

You’ll probably use it every day, so make your ANZ Visa Debit card4 truly yours. Personalise it with a selfie, a snap of your dog or choose one of our gallery images.

We’re here to help

We’ve got an extensive branch network and a contact centre open seven days a week, so you can be sure human help is at hand when you need it. Find a branch.

A whole lot more

Manage your money 24/7 with Internet Banking or ANZ goMoney.

ANZ Card Manager – one of our security measures to help keep you, your money, and your credit and debit cards safer.5

A free A-Z Review to check you’re making the most of your money.

A free switching service to help transfer your accounts and payments from your current bank to ANZ.

It’s easy to join us

1. Apply for an account

Choose the everyday account that’s right for you, then apply for it in 5 minutes using our simple online form.

2. We’ll contact you

Before opening your account, we’ll contact you to setup a time for you to visit a branch to confirm your identity.

3. Visit a branch

Visit an ANZ branch to confirm your identity, plus we’ll set you up with ANZ Internet Banking, ANZ goMoney, and anything else you need.

Get started by choosing your account

Choose the everyday account that best suits your needs.

for students

Important information

Fees are subject to change.

Registration is required for ANZ goMoney, ANZ Internet Banking and ANZ Phone Banking. Telephone, mobile operator and internet service provider charges may apply to these services. Eligibility criteria and terms and conditions apply.

1. Eligibility criteria and terms and conditions apply to Apple Pay. See our Apple Pay website for more information. Apple, the Apple logo, Touch ID, iPhone and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.

2. ANZ goMoney Wallet eligibility criteria, terms and conditions apply. ANZ goMoney Wallet is available on selected Android smartphones. See our goMoney Wallet website for more information.

3. Terms and Conditions apply to Pay to Mobile. See our Electronic Banking Conditions for more information.

4. Must be 13 years or over to apply for an ANZ Visa Debit MyPhoto card. Image criteria apply.

5. Available for ANZ EFTPOS cards, ANZ Visa Debit cards and personal ANZ credit cards only.

6. Automated transactions include EFTPOS transactions, ATM transactions, mobile wallet transactions, direct debits and direct credits, and all electronic transactions made through ANZ Phone Banking, ANZ Internet Banking and ANZ goMoney.

7. Non-standard fees may apply, including non-ANZ ATM fees and currency conversion for overseas transactions. Please use the following links for full details of our Terms & Conditions and Fees & Charges.

8. Deposits exclude transfers between any of your ANZ accounts.

9. Manual transactions include cheques and transactions handled by our staff at a branch or by phone.

10. If you're 21 or over and applying for Jumpstart, you must be enrolled at and provide proof of full time study at a government recognised tertiary institution or a NZQA approved language school, and must have a minimum of 6 months remaining on your course.

11. Must be 18 years or over to apply for an overdraft. ANZ lending criteria, terms, conditions and fees apply to overdrafts, including monthly overdraft management fees. Student allowance/government loan and/or other income must be direct credited to an ANZ account. If approved, only one interest-free overdraft will be provided per eligible Jumpstart customer.

A copy of our Reserve Bank Disclosure Statement is available on this website or on request from any ANZ branch, free of charge. This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.

ANZ Bank New Zealand Limited.