When your money moves with you, you’re always on top of it. Check out the great ways we can help you keep moving, then join ANZ by opening one of our everyday accounts.

Get started by choosing your account

for students

Great reasons to join us

Pay with your smartphone

Tap and pay at thousands of stores with either Apple Pay1 or goMoney Wallet.2 You can also send money to anyone with a NZ bank account using their mobile number3, or pay bills on the go with ANZ goMoney, so your money always moves with you.

Personalise your Visa Debit card

Once you have an ANZ Visa Debit card, it's easy to upgrade it to a MyPhoto card with a picture of your choice, so you can stand out from the crowd4.

We’re there when you need us

We’ve got an extensive branch network and a contact centre open seven days a week, so we’re here to help when you need us. Plus, you can manage your money 24/7 with ANZ Internet Banking or goMoney – NZ’s favourite banking app.

A whole lot more

Take control with ANZ Card Manager - temporarily block your card if you misplace it, or cancel and replace lost or stolen cards5.

We’re committed to keeping you and your money safe, with the latest security systems and technology.

A free A-Z Review to check you’re making the most of your money.

A free switching service to help transfer your accounts and payments from your current bank to ANZ.

It’s easy to join us

Apply for an account

Choose the everyday account that’s right for you, then apply for it in 5 minutes using our simple online form.

We’ll contact you

Before opening your account, we’ll contact you to setup a time to visit an ANZ branch and confirm your identity.

Visit a branch

We’ll verify your identity in branch, and setup your ANZ Internet Banking, ANZ goMoney and anything else you need.

Important information

Fees are subject to change.

Registration is required for ANZ goMoney, ANZ Internet Banking and ANZ Phone Banking. Telephone, mobile operator and internet service provider charges may apply to these services. Eligibility criteria and terms and conditions apply.

1. Eligibility criteria and terms and conditions apply to Apple Pay. See for more information. Apple, the Apple logo, Touch ID, iPhone and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.

2. ANZ goMoney Wallet eligibility criteria, terms and conditions apply. ANZ goMoney Wallet is available on selected Android smartphones. See for more information.

3. Terms and Conditions apply to Voice ID and Pay to Mobile. See our Electronic Banking Conditions (PDF 143kB) for more information.

4. Must be 13 years or over to apply for an ANZ Visa Debit MyPhoto card. Image criteria apply.

5. Available for ANZ EFTPOS cards, ANZ Visa Debit cards and personal ANZ credit cards only.

6. Automated transactions include EFTPOS, Visa Debit, ATM, and mobile wallet transactions, as well as all electronic payments and other transactions made using ANZ Internet Banking, goMoney, and Phone Banking.

7. Non-standard fees may apply, including currency conversion for overseas transactions. Please use the following links for full details of our Terms & Conditions and Fees & Charges.

8. Deposits exclude transfers between any of your ANZ accounts.

9. Manual transactions include cheques and transactions handled by our staff for you, including at a branch, by phone, or online.

10. If you're 21 or over and applying for Jumpstart, you must be enrolled at and provide proof of full time study at a government recognised tertiary institution or a NZQA approved language school, and must have a minimum of 6 months remaining on your course.

11. Must be 18 years or over to apply for an overdraft. ANZ lending criteria, terms, conditions and fees apply to overdrafts. Student allowance/government loan and/or other income must be direct credited to an ANZ account. If approved, only one interest-free overdraft will be provided per eligible Jumpstart customer.

A copy of our Reserve Bank Disclosure Statement is available on this website or on request from any ANZ branch, free of charge. This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.

ANZ Bank New Zealand Limited.